Category: Business Loans

If you wish to apply for a small business startup loan to run your business successfully it is vital that you should first find out if you are eligible to apply for it. There are multiple lenders available in the market that offers diverse small business start up loans and they have prepared different loan […]

Oh no, not again. Yes, that’s right, I’m not going to go there… at least not for today. There’s no shortage of excuses and reasons why small businesses can’t get approved for business loans. It never fails to amaze me the coverage this topic gets especially when the national economy goes into recession or when […]

It’s no secret that business funding doesn’t come easily. Business loans involve a lot of risk for the lender, which results in stricter eligibility requirements. Even though it’s a challenge, it’s not impossible to get loan for new business endeavors. It helps to understand the different types of loan options available. There is the small […]

Businesses of all sizes depend on borrowed capital to either fuel growth or help finance other initiatives. Loans aren’t very easy to get for many businesses due to their size, lack of credit history, poor credit history, or a number of reasons. If you’re really after easy business loans, you’ll be glad to know that […]

We’re looping towards the end of 2015. The year has been an eventful one for California’s real estate industry. These are the highlights as reported by the National Association of Realtors in the beginning of last month (November 2015): Commercial vacancy rates declined for office, industrial and retail properties. Same trend is predicted to continue […]

Hard money loans are specific type of asset-based loans which a borrower receives funds and is secured by the value of a parcel of real estate. Hard money loans are typically issued by private individuals/investors or companies. Interest rates are usually higher than conventional the lenders. Most of loans are typically used for projects lasting […]

Small business funding, unfortunately, isn’t easy to get for most people – especially if you don’t already have good credit. Typically, it requires a lot of legwork to get business loan. For some start-ups, owners often have to resort to getting a personal line of credit and using that to find the business. Easy to […]

Being new to the business of commercial lending, I had a rather skewed view of collateral and the importance of it when making a loan. As time has progressed, I not only realize the importance of securing collateral when making a loan, but the absolute necessity of having it. First things first, what is collateral […]

Many small companies in the US expect some growth opportunities in the next year. That is the great news! The bad news? Financing opportunities are looking bleak, particularly if the business owner has less than great credit, or a new business. Why would you need to know about financing small business loans? The main reasons […]

“I pay for everything in cash, I never finance anything” or “I’ve never had to take out a loan, I don’t believe in it”. Every so often, I encounter this type of feedback from a business owner. The attitude usually goes along with a strong, hands-on work ethic for an owner which has built their […]