Credit means everything in today’s world. It affects a person’s ability to buy a car, a home and even insurance rates. With so much emphasis placed on good credit, it is imperative a person knows how to raise your credit score. With a good credit score, which is typically defined as a score above at… Continue reading How to Raise Your Credit Score: 5 Tips That Can Help
The credit card is a good financial tool. It can be your best friend when used properly. But when used the wrong way, it can suck up your savings leaving you financially distressed in the end. Here are 4 ways the credit card becomes a financial monster. When you don’t pay at least the minimum… Continue reading 4 Ways Credit Cards Become Financial Monsters
Many people in Singapore hold multiple credit cards at the same time as each card has its own unique benefits. Under such circumstances, people can potentially fall into a debt trap as he/she owes money to several creditors. There are multiple payments and due dates to keep track of, and the non-stop reminders about unsettled… Continue reading Reasons Why Shouldn’t Use A Personal Loan To Pay Off Your Credit Card Debt
A healthy credit score can make life much easier and enjoyable. Unfortunately, many people don’t realize how important a credit score is to getting the things they want most out of life, like a new car or a their dream home. Missing a payment on a credit card or allowing a bill to go to… Continue reading How to Build Credit in 5 Simple Steps
Much like other financial investment vehicles, credit cards have a bunch of “secrets” that the average consumer never learns to take advantage of – and the companies like it that way. Indeed; if more people knew about and used these; lending via credit as an institution would eventually cease to exist as the margins shrunk.… Continue reading Credit Card Secrets: 3 Great Tips for Using Your Debt
Get Your Credit Score The question of how shall I fix my credit score’s first step is to obtain the copy of your score. Know the calculation of the credit score, in case if there is a major mistake that can be rectify and easy to raise your credit score. Next Comes Examining Your Score… Continue reading Follow These Tips to Repair Your Credit Score Quickly
The notification that you’ve been affected by a data breach was a shocker, to say the least. But it is the unfortunate reality that identity theft is the fastest growing crime in the nation. The FBI has warned that there will be more announcements in the coming weeks. This article will introduce you to 10… Continue reading Data Breach Victims: 10 Tips to Protect Your Credit and Identity
What Is FICO — And Specifically Just How Is Your FICO Score Figured Out? FICO is actually the name of a firm (it’s an abbreviation; the firm was formerly called the Fair, Isaac Company, started by a designer, Bill Fair and also a math wizard, Earl Isaac. FICO is a company which concentrates on credit… Continue reading What Is My FICO Score and Why Does It Matter?
Wonder what the future has in store for you? If you have, then you might be aware that monetary needs are one thing that goes hand in hand with unexpected future events. One slight misjudgment can lead to having a bad credit score with us depending on unplanned expenditures and improper management of money. Reasons… Continue reading A Good Credit Score Is The Need Of The Hour
It’s hard to determine what a lenders final say is when they determine to extend you lines of credit. I’m sure this could be the million dollar answer if we knew. So many times in life we don’t understand why we couldn’t get a credit card or open a bank account or even get a… Continue reading Does Your Credit Score Define You?