Category: Debt Relief

When a stranger hands you legal papers–READ THEM and don’t avoid them. To avoid being served legal papers only delays the inevitable and can cause more harm than good. Even if you have NOT been properly served, you can still appear in court and argue this point. However, keep in mind that just about every… Continue reading How to Answer a Summons For Credit Card Debt

Debt freedom is only 4 simple steps away. Now I said simple not easy. I know that Guru just told you to pull out your credit card and buy the next big shiny object. He just told you to believe in yourself and spend $995. The super-duper business kit and $150 auto-ship is the key… Continue reading 4 Simple Debt Freedom Solutions

In the last five years, many Americans have been faced with financial difficulties and ponder whether or not to use the bankruptcy filing to deal with their debt. Although filing bankruptcy is the only option that uses the power of the United States legal system. While there many other options, none of them share the… Continue reading Should Filing Chapter 7 Bankruptcy Be the First Choice When Dealing With Debt?

Currently in the United States Bankruptcy, debt settlement services and debt consolidation are the credit card relief options available for consumers. What is the best route? In order for consumers to make this assessment they need to first analyze their overall financial situation, hardship, available budget, personality traits and what they feel comfortable with at… Continue reading Debt Settlement or Debt Consolidation, What Is the Best Option? – 2 Steps to Help a Person Decide

More than anything, knowledge about debt relief will be your greatest tool. When you are in doubt or if someone is trying to trick you, this particular knowledge will end up being your greatest ally as well. This article will help educate you on three different things: the types of bills that you can enroll… Continue reading Important Facts About Debt Relief

In order to receive a grant you need to be well prepared. This means you need to have a good grant proposal. There are some basic things you need to know and do every time you apply for any kind of grant. When there is an announcement about a grant program, there is always an… Continue reading US Government Grants: Top Tips for Grant Proposals

Over the recent years there has been a huge interest in debt settlement. After the financial collapse back in 2007 many Americans were looking for ways to eliminate their debt without filing bankruptcy. Debt settlement fit the bill and many Americans signed up for these services. Debt settlement companies promised that it would not hurt… Continue reading What Is the Difference of a Charge-Off or a Bankruptcy on My Credit Report?

Cease and desist letters are a great way to get creditors off your back If you owe somebody money, chances are collectors are calling your phone, and they may be totally overdoing it. Of course, there are laws that they cannot call you early in the morning or late at night, but during the day… Continue reading I Have Debt And Collection Agencies Are Calling

If you told someone in your family, “I have debt” and they gave you advice, what do you suppose it would be? Most often, people do not understand the extent of your problems and will just tell you to pay a little extra every month until they are paid off. Of course, if you have… Continue reading I Have Debts So Why Not Do The Settlement Myself?

We live in a debt happy world. It is startling that nation after nation can watch it’s national debt spiral, but for the average person, if we allow our debt to spiral, we end up in a financial tailspin that is hard to break out of. Is there an answer for the average family? The… Continue reading What To Do When You Are In Debt